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Best Payment Gateway Providers in the USA

PayCly is one of the best payment gateway providers in the United State of America (USA). A payment gateway is a mechanism that enables payment transactions by sending payment information between the acquiring bank and the payment portal. It helped online businesses to grow by authorizing credit cards, e-wallet ACH, and other payment methods.

An international payment gateway is a fundamental need of an online business to accept payment, either merchant selling goods or services. People nowadays prefer to shop online since it offers price comparison, the greatest deals, home delivery, and time savings. With a 20% market share, the USA is the largest e-commerce market in the world. The global e-commerce sector hit $4.9 trillion in 2021 and is still expanding to set new records.

Types of Payment Gateways

Basically, there are three categories for payment gateways: PayCly provides businesses with access to all three payment gateways:

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How Does a Payment Gateway Work?

For better understanding, we provide a condensed illustration of the procedure.

PayCly is the Best Payment Gateway Providers in the USA

In the United States, there are hundreds of payment gateway providers, including well-known names like Paypal, Amazon, Stripe, Braintree, Checkout, Authorize, 2Checkout, etc. Still, each of them has certain notable drawbacks. These payment gateways are overpriced; some do not offer ready-to-use plug-ins for the fastest integration, and some do not give additional payment methods. Similar to this, others require you to sign a binding contract for an extended period of time, and almost all do not support unregulated sectors.

However, PayCly is a service that you all require because it assists you in every manner. As it treats its merchants more like partners than clients, PayCly is one of the best payment gateway providers in the United States of America (USA). In the example below, we've highlighted a few of PayCly's advancements:

Conclusion

Shoppers' behavior has completely changed in the digital age. More than 2 billion people made purchases online in 2021, and this number continues to rise as more people have access to the internet. More companies are expanding their online presence; in these cases, a payment gateway is required to take payments. As we previously highlighted, there are hundreds of payment gateway providers in the USA, but PayCly is the finest because of its offerings, dedicated support, and quick acceptance. If you are a merchant looking for a payment gateway, we advise you to connect with PayCly's wizard team to receive the best payment options the world offers.

Frequently Asked Questions (FAQ)

How much do Services Cost?

The pricing structures of various gateways may vary. They could include monthly costs, transaction-specific flat fees, transaction-specific variable fees depending on the value of the transaction, and additional fees for factors like chargebacks, overseas payments, and currency conversions.

How is a Merchant Account Different from a Payment Gateway?

A merchant account functions similarly to a bank account in that it accepts money from card or online payments and holds it until transferred to your chosen business bank account. When a customer makes a purchase, a payment gateway connects your merchant account and the customer's bank, enabling the transfer of payments from the customer's bank into your merchant account (and ultimately to your company's bank account).

PCI DSS: What is it?

The Payment Card Industry Data Security Standard (PCI DSS), a set of rules, is governed and managed by the Payment Card Industry Security Standards Council (PCI SSC), an independent organization established by Visa, MasterCard, American Express, Discover, and JCB. To protect customer card information, PSPs that accept, store, or send credit card data are required to adhere to PCI DSS.

PayCly has PCI-DSS Level-1 compliance, the highest level of certification PCI- SSC provides for payment security.