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High-Risk Merchant Account Singapore

If you are a merchant or business owner looking for a high-risk merchant account, destiny has brought you to the right place. We are PayCly, the best high-risk merchant account provider in Singapore that has been serving Singapore businesses for a decade, and we have established ourselves as the best payment service provider in Southeast Asia. Let’s discuss A to Z of high-risk businesses.

What are the high-risk businesses?

There are many reasons a business is considered high-risk. The foremost basis is a higher risk of fraud and chargebacks. Furthermore, the nature of the company, mode of interaction, transaction volume, business location and similar other causes are there to label a high-risk business. A high-risk business must obtain a high-risk payment gateway and merchant account to take online payments.

What is a high-risk merchant account?

A high-risk merchant account is similar to a merchant account that acts as a business bank account. It enables you to accept, hold and withdraw the amount you received by selling your goods and services. On the other hand, a high-risk payment gateway links your website or app to your merchant account and enables payment transactions by transferring the payment details.

How to select the Best High-Risk Merchant Account?

If you have been identified as a high-risk merchant or if you think you could be one, the following tips should help you choose a high-risk merchant account that accepts your business and meets your requirements:

Fraud & Chargeback Prevention Tools: As we discussed, high-risk accounts are more susceptible to fraud, so a high-risk payment gateway provider must comply with the highest level of PCI-DSS certification, AVS and CVV Checker, and fraud scoring. Furthermore, a PSP must employ futuristic technologies like AI and ML to safeguard you from fraud. Look for a high-risk merchant account provider with state-of-the-art technology to prevent chargebacks and fraud.

Transparent Fee Structure: Make sure all costs are disclosed in detail. A high-risk account may have a greater monthly fee than a low-risk one. Make sure you're aware of all fees, including the on-boarding fee, MDR, and other costs, before making a choice.

Acceptance of Your Business: Most high-risk business types are not accepted by high-risk merchant account providers. To confirm that your high-risk payment processor supports your business type, visit its website or contact its sales staff.

Customization: A high-risk payment gateway needs to be simple to integrate and tailored to a merchant's needs. A high-risk merchant account provider should be able to offer a personalized payment platform for the merchant's website, app, and mobile devices.

Customer service: 24*7 customer service is essential for a multinational company. A merchant should be able to get customer service in both regional and foreign languages that offer simple, rapid solutions for any problems they may encounter.

Pay-out Timing: The top merchant account companies offer timely pay-outs. Check the pay-out windows before integrating. The typical pay-out can be weekly or biweekly but can vary from business to business.

Multi-currency and Multilingual Support: An international payment gateway must accept various currencies and offer multilingual assistance. You must accept a variety of currencies with no trouble because customers from different countries use different currencies.

Why choose PayCly?

PayCly is what you are looking for; it is the single solution for all your payment-related problems. We are the pioneer in high-risk merchant accounts. All the above mentioned features will be auto-integrated with our Singapore merchant account. Furthermore, you can ask our wizard team to add any feature you want. There are many reasons you should choose PayCly as your acquirer. Some of them are highlighted in the infographics.


A high-risk merchant account is necessary for any high-risk business to conduct business hassle-free. We have discussed the essential features a Singapore high-risk merchant account must possess. Furthermore, all the function and features you require or may require in future is composed by PayCly in its services. You only need to acquire PayCly as your payment partner for your high-risk business. You can connect with us anytime at paycly.com.

Frequently Asked Questions (FAQs) about High-Risk Merchant Accounts

What is the difference between Low-Risk and High-Risk Merchant Accounts?

Does PayCly provide new businesses with international merchant accounts?

Yes, we help new business owners grow their enterprises internationally by providing them with international merchant accounts, high-risk merchant accounts, international payment gateway accounts, and other payment solutions.

What other Payment Solutions does PayCly Provide in addition to its Payment Gateway?

PayCly offers every type of payment solution a company can need. Along with payment gateways, we also provide a number of other payment services, such as credit card processing, offshore merchant accounts, and high-risk merchant accounts. PayCly supports both regulated and unregulated firms, and we've developed a few merchant accounts with high-risk characteristics and sector-specific features. We provide payment gateways and merchant accounts for the following industries and have a wealth of experience doing so:

Casino Merchant Account Forex Merchant Account
E-Commerce Merchant Account Fantasy Gaming Merchant Account
IPTV Merchant Account Adult Toys Merchant Account
Dating Merchant Account E-Cigarettes Merchant Account
Tobacco Merchant Account SMM Panel Merchant Account

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