PayCly Blog

Best Payment Gateway Providers in Ghana

PayCly is one of the best payment gateway providers in Ghana. A payment gateway is a mechanism that enables online money transactions by transferring payment details between the payment portal (provided by the merchant) and the merchant's bank. A payment gateway performs several security checks before transmitting the payment data, including encryption & tokenization.

Need for a Payment Gateway in Ghana

In Ghana, About 15 million people use the internet and make daily online purchases. The ecommerce market in Ghana is rapidly growing, and the market's future is very bright as internet penetration is rising y-o-y. This is high time a merchant starts its online venture to be a pioneer in a flourishing market. In the age of Ecommerce, customers can easily purchase goods and services from anywhere in the world. Furthermore, people also seem to prefer importing goods and services.

A payment gateway is required for online merchants who sell goods and services. It enables an online retailer to accept payments using various methods, such as credit cards, bank transfers, ACH, cryptocurrency, etc. Nowadays, most people prefer to buy online since price comparison is possible; you can find the greatest deals and have products and services delivered to your home. Additionally, online buying saves a tonne of time in this hectic world.

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Types of Payment Gateways

Payment gateways are classified into three categories, and PayCly offers you all of them, these are below mentioned:

How Does a Payment Gateway Work?

For easy understanding, we provide a shortened illumination of the procedure.

PayCly is the Best Payment Gateway Providers in Ghana

There are many payment gateway providers in Ghana, including renowned names like Paystack, Flutterwave, Slydepay, ExpressPay, Hubtel, Interpay, Myghpay, Paypal, 2Checkout, etc. Despite this, each of them has some major drawbacks. These payment gateways are expensive, and some don't offer ready-to-use plug-ins for instant integration and alternative payment methods. Similarly, some require you to sign a long-term and legally binding contract, and almost all do not support unregulated industries.

PayCly, on the other hand, is a payment solution provider that every merchant requires because of its wide support in every feasible mode. We treat our merchants more like partners than patrons, making PayCly one of Ghana's top payment gateway providers. The graphic below highlights many PayCly features:


The e-commerce market in Ghana has enormous growth potential, and as opportunities expand, more merchants are starting online enterprises. Accepting online payments is a requirement for any online enterprise. As described in this article, a payment gateway is needed to receive online payments. We advise using a payment gateway that satisfies all your payment-related needs, including international payment gateway, merchant account and credit card processing. After a thorough investigation into numerous payment gateways, we can conclude that PayCly is the only option you should consider because it offers the best payment gateway in Ghana that satisfies the demands of the Ghanaian market. You can reach info@paycly.com for more information.

Frequently Asked Questions (FAQ)

Does PayCly also Provide High-Risk Merchant Accounts?

Yes, your most trustworthy ally, PayCly, offers you the best high-risk merchant account in Ghana. We provide a greater level of payment security with affordable rates, straightforward integration, a selection of payment methods, and 24/7 service.

Is PayCly's Service Available Outside of Ghana?

Despite operating throughout all seven continents, we are the most reliable PSP on the Mother Continent. Our services are available to all African countries, including Ghana, Egypt, South Africa, Algeria, Morocco, Kenya, Ethiopia, and Nigeria.

How is a Merchant Account Different from a Payment Gateway?

A merchant account works similarly to a bank account in that it takes monies from card or online payments and holds them until they are moved to your desired company bank account. When a consumer buys anything, a payment gateway connects your merchant account and the customer's bank, enabling payments to be routed from the customer's bank into your merchant account (and ultimately to your business's bank account). PayCly offers you several payment solutions, including merchant accounts payment gateways and credit card processing.

Which Industry PayCly Supports?

PayCly supports almost every industry that exists. We provide merchant accounts and payment gateways to every online business, whether considered low-risk or high-risk. We specialize in high-risk merchant accounts, international payment gateway, etc. We crafted some industry-specific merchant accounts with special industry features and high-risk merchant account features. These are some industries we have extensive experience in providing merchant accounts and payment gateways: